Mortgage Post-Closer
Peoples Bank
- Cambridge, OH
- Permanent
- Full-time
- American Banker Best Banks to Work For in 2021, 2022 and 2023
- Top Workplaces USA national award in 2022 and 2023
- Newsweek's America's Best Banks 2023
- Verify signed closing documents are accurate and complete.
- Verify trailing documents are accurate and complete.
- Acquire missing documents and facilitate correction of documents as needed.
- Book serviced loans through workflow process.
- Upload closing documents and trailing documents to the loan origination system, Encompass, and the imaging system, Image Center.
- Complete investor transmittal forms.
- Submit up-front fees associated with government loans.
- Request and process scheduled payments.
- Deliver FHA case binders to HUD for insuring.
- Register MIN# on MERS and transfer servicing rights within required timeframes.
- Process mortgage and insurance record transfers for servicing released loans.
- Communicate with investors to satisfy all post-closing discrepancies.
- Responsible for understanding investor, agency and government products and programs.
- Responsible for understanding the Bank’s policies, procedures, products and services.
- Will perform special projects as assigned.
- Bachelor’s or Associate’s degree preferred
- 2 + years of post-closing or related mortgage experience required
- Knowledge of Reg B (ECOA), Reg C (HMDA), Reg X (TRID) and Reg Z (TILA) requirements required
- Knowledge of Fannie, FHA, VA, and USDA programs preferred
- Knowledge of Encompass a plus
- Ability to work in a fast paced, task and detailed oriented environment required
- Proficient use of technology required
- Strong oral and written communication skills required
- 2 + years of post-closing or related mortgage experience required
- Knowledge of Reg B (ECOA), Reg C (HMDA), Reg X (TRID) and Reg Z (TILA) requirements required
If you are unable to complete this application due to a disability, contact to ask for an accommodation, alternative application process, or other inquiries.