Residential Mortgage Internal Loan Originator
Bank OZK
- Buckhead, GA Atlanta, GA
- Permanent
- Full-time
- Originating mortgage loans for our Bank’s employees.
- Cultivate and maintain strong relationships with past customers and their network of professionals.
- Create rapport and trust with customers and referring partners.
- Counsel with customers to identify mortgage loan needs and options.
- Assist in the processing and closing of the loan in a professional manner that is profitable to the bank and creates customer loyalty.
- Take complete, accurate, and compliant loan applications.
- Order credit reports and resolve all discrepancies.
- Input loan information into computer systems.
- Utilize Automated Underwriting Systems for decisioning loans.
- Order appraisals.
- Cross-sell the customer on the use of other Bank products.
- Proactively communicate loan status and progress to the customer.
- Analyze property appraisals for Investor compliance.
- Travel on Bank business.
- Regularly exercise discretion and independent judgment in the performance of essential job functions.
- Maintains good punctuality and attendance to work.
- Follows Bank policy, procedures, and guidelines.
- Knowledge of loan origination needs and milestones (i.e., origination, processing, underwriting, closing, products, vendor interfaces)
- Ability to communicate effectively, both verbally and in writing
- Ability to work without close supervision.
- Ability to demonstrate effective critical thinking, analytical, and problem-solving skills.
- Ability to work effectively in a fast-paced environment with exacting deadlines.
- Ability to work effectively in a collaborative team environment.
- Ability to maintain strict confidentiality and bank secrecy.
- Ability to demonstrate effective customer service skills.
- Skill in using computer and Microsoft Office, including Outlook, Word, Excel, and PowerPoint.
- Originating mortgage loans for our Bank’s employees.
- Cultivate and maintain strong relationships with past customers and their network of professionals.
- Create rapport and trust with customers and referring partners.
- Counsel with customers to identify mortgage loan needs and options.
- Assist in the processing and closing of the loan in a professional manner that is profitable to the bank and creates customer loyalty.
- Take complete, accurate, and compliant loan applications.
- Order credit reports and resolve all discrepancies.
- Input loan information into computer systems.
- Utilize Automated Underwriting Systems for decisioning loans.
- Order appraisals.
- Cross-sell the customer on the use of other Bank products.
- Proactively communicate loan status and progress to the customer.
- Analyze property appraisals for Investor compliance.
- Travel on Bank business.
- Regularly exercise discretion and independent judgment in the performance of essential job functions.
- Maintains good punctuality and attendance to work.
- Follows Bank policy, procedures, and guidelines.
- Knowledge of loan origination needs and milestones (i.e., origination, processing, underwriting, closing, products, vendor interfaces)
- Ability to communicate effectively, both verbally and in writing
- Ability to work without close supervision.
- Ability to demonstrate effective critical thinking, analytical, and problem-solving skills.
- Ability to work effectively in a fast-paced environment with exacting deadlines.
- Ability to work effectively in a collaborative team environment.
- Ability to maintain strict confidentiality and bank secrecy.
- Ability to demonstrate effective customer service skills.
- Skill in using computer and Microsoft Office, including Outlook, Word, Excel, and PowerPoint.
- 2+ years’ residential mortgage experience, required.
- Experience working in Encompass, preferred.